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- Insuring Crystal Collectibles
- Most insurers that offer collectibles insurance will cover a wide variety of collections including crystal and glass figurines or art objects. Some collections, for example; a Swarovski collection, are valuable because they are hard to find, or part of a series, or a special annual edition collection. These items require insurance if they are on display at home, either in a cabinet, or on a table.
- Be sure to keep it insured for its full, current, estimated replacement value =ERV
- Monitor what similar crystal collectibles fetch at auction, or have sold for recently, and adjust your coverage accordingly Software programs for your computer do exist, that will allow you to easily record your collections and update the inventory for new collectibles, or the ERV.
- Some losses are not covered, even under an all-risks policy. Exclusions vary by company,
check the fine print and ask direct questions.
- Depending on the size of the collection and the combined ERV determines your premium.
The extra dollars per year for the collectible premium is affordable when you consider the risks.
- Check out the links provided on this page, or use the search keywords highlighted below, to find
more specific information about a subject and research what is available to collectors.
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CUT & PASTE " collectible estimated replacement value "," crystal estimated replacement value "
INSIDE QUOTES " collectible inventory software "," hobby, collectible, figurine, inventory, software "
- Or, try eBAY Auctions ! to find the value of items in your collection by monitoring the recent selling price. Reference guides and price guides giving the Estimated Replacement Value for your crystal figurines, is handy for collectors when kept up-to-date. Make an inventory list of your collection with ERV's and keep it in a safe place with other important papers for your home.
- Insurers in other specialist fields, such as the world-renowned AXA Art ! provide coverage of personal jewelry, vintage crystal, and rare crystal editions, among other collectibles.
- A single limited edition crystal art object valued at greater that $10,000 should be insured individually with a company that deals specifically in art valued collectibles and antiques.
- If you are a collector who is moving and having your collection hauled across the country,
make sure to pack the crystal collectibles in the original boxes, pack with shipping peanuts.
Other options, such as, shipping the crystal, or moving the crystal yourself from home to home,
are less expensive. But consider coverage for these events, even if you don't pay a moving company.
INSURING CRYSTAL
Items to Safely Clean & Handle Collectibles
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To find & watch the value of an item, try searching eBAY, check the "Completed Auctions" for a specific brand. Then narrow your search from the displayed list, for a specific crystal figurine using the eBAY search box.
Only recent (30 day) lists are available. At least 4 months are needed to get an ERV (estimated replacement value) using a reference guides is easy & quick.
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